Is it accurate to say that 2024, despite the initial enthusiasm, has been disappointing so far in terms of regional bank issuance? What are the reasons behind this? Can we expect an improvement in Q4?
Is there a risk of regionals being crowded out of the market if a revised B3E proposal reduces the P factor for larger banks?
Many regional banks currently are concerned with concentration risk management. How does that figure into the decision to issue a CRT?
How many regional banks are now looking at this product? What about credit unions?
How hard will it be and how long will it take for regional banks to implement the processes required to get a first deal done?
What are the different motivations for regional banks vs larger banks?
How many asset managers are now looking at this product? Is there a danger of flooding the space?
What asset pools might make the most sense for regional banks?
Is there any progress on insurance companies and reinsurers getting clearance to become guarantors – as they do in Europe?
How has recent price tightening affected demand?
Will different asset pools need to be securitized to allow yields to become more attractive?